Un-insured drivers.
Yesterday I sold a car and was delivering the car for the proud new owner, on my way I was heading up a busy by pass at around 60 miles an hour, there was a black Fiesta and an orange Skoda Fabia about 4 cars lengths infront of me. Both cars indicated left and proceeded to slow down thus I cut the car length to about two cars, when all of a sudden the orange Fabia proceeded to pull right out infront of me whilst trying to perform a U-Turn, leaving me no time to do anything other than hit him.
The little car that I sold a Peugeot 206 GTI went from this.
To this.
In about 30 seconds of some one elses stupidity.
Now it wouldnt have been so bad as it was an accident albeit one that could have been avoided and we were both covered right ?
Wrong.
After spaeking to the guy in the orange Fabia last night on the phone, he proceeded to tell me that he had no insurance as he'd just bought the car about ten minutes before the accident and that the person following him in the black Fiesta was his wife who had taken him to collect the car.
Now I know I'm insured fully comprehensive on my motor traders policy and that I would get paid out, but a motor traders policy is different to that of a normal persons policy in being that I will only get trade price for the car, or trade price for the cost of repairs.
So I'm now having to cut my losses on the car as for me its not worth claiming on my traders policy as my premium will only increase next year if I do so and for all I can take the driver to court, I've been informed the chances of recouping my losses in one lump sum are slim to none as the courts would award in my favour, but the driver would probably get away with paying something like £10 per week.
What a load of sh*te, I'm fuming.
Logged