I think maybe Xabi believes that Leverkusen gave him his first job, he developed a winning team and wants to take them into the champions league. Maybe he has an emotional attachment to the club/players. I don't think that the decision to refuse the Liverpool job (if he did that) means he's scared of a big club.
Also, we might not like it or understand it, but maybe he prefers to wait for the Real Madrid job which will probably be available at the end of next season.
We know why he didn't take the job. His decision to stay where he is, indicates not only does he not want to be the one to take over from Jürgen, but he obviously doesn't want to deal with the instant demands and expectations that come with being manager at this place.
There's no real pressure at his current club, they were happy just to stay up last year, and would happily settle for a UEFA Cup spot every year, everything after that is bonus territory. Whereas at the elite clubs such as ourselves, you have to compete for titles and trophies from Day 1, and just 2 games without a win is a massive crisis and you're under pressure. It's not a job for everybody.
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