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      Debt Camel - Advice about Payday Loan companies irresponsibly lending.

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      heimdall
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      Re: Debt Camel - Advice about Payday Loan companies irresponsibly lending.
      Reply #25: Aug 02, 2017 01:34:07 pm
      It's basically that they lent you money irresponsibly, or too easily.

      In most cases I was taking loans out which were higher than my disposable income, and some were actually as high as my total monthly income.

      They failed to do the required checks or failed to do thorough checks to see if I was able to repay the loans without putting myself into further financial difficulty.

      So do you not take any responsibility for your situation or actions yourself then or is there some other aspect I'm not aware of? For example are you equating it to an addict being manipulated by a dealer?
      BTW I'm genuinely not casting aspersions here, I'm just curious to better understand this.
      higgy_sham
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      Re: Debt Camel - Advice about Payday Loan companies irresponsibly lending.
      Reply #26: Aug 07, 2017 01:32:31 pm
      So do you not take any responsibility for your situation or actions yourself then or is there some other aspect I'm not aware of? For example are you equating it to an addict being manipulated by a dealer?
      BTW I'm genuinely not casting aspersions here, I'm just curious to better understand this.

      You're fine.

      Of course I take responsibility for my actions, it's not the first, second or in some cases the 3rd loans I've taken out with companies I'm complaining about. It's the one's they continued to lend me when they could see that I was borrowing again on the same day for a higher amount to cover the previous loan and with my income details they hold they can see that this is unaffordable to me.
      heimdall
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      Re: Debt Camel - Advice about Payday Loan companies irresponsibly lending.
      Reply #27: Aug 07, 2017 02:18:47 pm
      You're fine.

      Of course I take responsibility for my actions, it's not the first, second or in some cases the 3rd loans I've taken out with companies I'm complaining about. It's the one's they continued to lend me when they could see that I was borrowing again on the same day for a higher amount to cover the previous loan and with my income details they hold they can see that this is unaffordable to me.

      OK I understand, thanks. In that case I am very happy that you've had a good resolution to this.
      higgy_sham
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      Re: Debt Camel - Advice about Payday Loan companies irresponsibly lending.
      Reply #28: Oct 26, 2017 12:18:37 pm
      Been a while but got the Lending Stream one sorted finally.

      Got just shy of £800.00 for it.

      Only have one for to go and not sure what way it'll turn out but if I'm getting anything it'll only be a couple of hundred max.

      So all in all I've got about £5,000 back.

      First started the process on 27/11/16 so taken a year to get them all resolved.

      Well worth the wait though.
      Scotia
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      Re: Debt Camel - Advice about Payday Loan companies irresponsibly lending.
      Reply #29: Oct 26, 2017 02:50:47 pm
      Been a while but got the Lending Stream one sorted finally.

      Got just shy of £800.00 for it.

      Only have one for to go and not sure what way it'll turn out but if I'm getting anything it'll only be a couple of hundred max.

      So all in all I've got about £5,000 back.

      First started the process on 27/11/16 so taken a year to get them all resolved.

      Well worth the wait though.

      Only found this thread mate.

      Really pleased for you a) that you’re back on feet; b) fighting back and c) sharing with others.

      Inspiring- credit to you bro!
      andyreps12
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      Re: Debt Camel - Advice about Payday Loan companies irresponsibly lending.
      Reply #30: Feb 22, 2018 12:22:33 pm
      Hi, just put in for a claim, basically I started off with a wonga loan for a few days to cover my car insurance direct debit, by paying this back I needed another payday loan, to pay back wonga, since July 2017 I have been paying one off with another, for example, myjar to pay off wonga , cashasap etc, ,my concern is, the intrest I paid in total varied, all in all around £200, but is the compensation more for the affordability and misleading, as my credit score and bank statements prove I couldn’t afford them, or am I only looking at interest back plus abit more? I have had over 20 wonga loans so will I get just one set amount back ? thanks andy
      kathy112
      • On Trial

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      Re: Debt Camel - Advice about Payday Loan companies irresponsibly lending.
      Reply #31: Apr 24, 2018 01:22:48 pm
      Payday Loan companies irresponsibly lending advice may not be available....but look how this company advises energy comparison.https://mycheaperenergy.co.uk/
      lottie1234
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      Re: Debt Camel - Advice about Payday Loan companies irresponsibly lending.
      Reply #32: Jun 21, 2018 09:21:54 am
      Good on you.

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