Me and Sam are in an unfamiliar situation where we'll probably be in need of a financial adviser but I thought I'd ask some of you guys before we shell out hundreds of pounds to someone where some of you may be able to help.
In a nutshell.....
We're going through the right to buy on our council house, probably end up being about £46,000.
The reason we're asking for help is I'm self employed with a ltd company (staff of 1, me) and its the first time I've ever been self employed so getting a mortgage this way will be all shiny and new. (We want a fifteen year mortgage). I was on a mortgage before but that was as full time employed.
I know I can just go the bank and get one but I've heard about tracker mortgages and the ability to pay them off early, what would I be best getting what with me being self employed, I'd like to be able to pay off a much as possible by working myself to near death for a couple of years.
Any help would and shall be appreciated.